19 of the Best Saving Money Quotes of All Time

If you’re looking for just the right thing to say to express your feelings about saving money, look no further! Here’s the ultimate list of saving money quotes!

The Best Ever Quotes About Saving Money

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“A simple fact that is hard to learn is that the time to save money is when you have some” -Joe Moore

People often times don’t start seriously trying to save money until they have to! They get strapped for cash and then they realize, oh crap, it’s time to start saving money! But, if you save money during the times you aren’t hurting for it, it will be there when you need it!

“Do not save what is left after spending, but spend what is left after saving” -WarrenBuffet

If you wait to save money until after you’re done spending, you will never save as much as you could, because if the money is available, you’ll spend it! Put money into savings as soon as you get paid. Then, live off of what is left.

“Try to save something while your salary is small; it’s impossible to save after you begin to earn more” -Jack Benny

Have you ever heard the saying, “you spend what you make”? Well, it’s the truth. The more money you make, the bigger house you’ll buy, the nicer car you’ll get, and the more fun stuff you’ll do. So make saving a priority, regardless of how much or little you make.

Don’t forget to check out our post: The Ultimate List of Ways to Reduce Your Monthly Expenses. 

“Never spend your money before you have earned it “ -Thomas Jefferson

Did you know that 80% of Americans are in debt? Why? Because we spend way more than we make. While it is definitely hard to pay for a house or a car in full, there are plenty of other expenses people are charging to credit cards that are completely unnecessary, such as bigger t.v.’s, nicer phones, eating out, etc. Don’t charge to your card what you can’t payoff that month.

“The quickest way to double your money is to fold it in half and put it in your back pocket” -Will Rogers

If you want to have more money, just spend less money. Out of sight, out of mind. Put money into savings, and save it!

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people that they don’t like” -Will Rogers

Contrary to popular belief, our worth as humans is not measured by the amount of cool stuff we have. We try our hardest to impress the people who don’t even matter to us. It’s not worth the financial stress. You know what’s cool? Being able to retire when you’re 50 because you put away enough money into savings.

“Many folks think they aren’t good at earning money, when what they don’t know is how to use it” -Frank A. Clark

People always think they need more money. When in reality, they just need to learn how to spend it more wisely. Yes, in some cases people really do need more money, but in most cases… they just need to stop spending it on unnecessary crap.

“It’s not your salary that makes you rich, it’s your spending habits” -Charles A. Jaffe

It doesn’t matter how much money you make. People who make a lot of money, also spend a lot of money. What’s really going to put you ahead is knowing the smartest ways of spending your money, that also allows you to save money.

Don’t forget to check out our post: 23 Ways to Save TONS of Money On Groceries Each Month!

“If you would be wealthy, think of saving as well as getting” -Benjamin Franklin

Making a lot of money is cool, but saving a lot of money is even cooler. If you remember to save money every time you make money, you will be well off!

Costs are like fingernails, you have to cut them constantly” -Unknown

The further along you get in life, the more expenses you’ll add to your monthly budget. But eventually, you have to learn how to cut out some of those costs, or they will just keep adding up. Don’t pay more than you have to on things, and don’t buy things that you can’t actually afford.

“You’ve got to tell your money what to do or it will leave” -Dave Ramsey

If you’re not actively budgeting your money, you will spend it. You have to be proactive in putting your money into savings, or you will just waste it all.

“Many people take no care of their money till they come nearly to the end of it, and other do just the same with their time” -Johann Wolfgang Von Goethe

When you have money, you don’t pay much attention to your spending habits. It’s when you start to run out that you begin to worry. Save first, spend later.

“Become so financially secure that you forget that it’s payday” -Unknown

Stop counting down the days until payday. Be so confident in your spending habits, and your ability to save money, that it doesn’t matter when payday is because you’re already set!

“Money and women are the most sought after and the least known about of any two things we have” -Will Rogers

Ha! Personally, I don’t think women are that hard to understand, but maybe I’m a bit biased(; But as for money… if you want to have a lot of money, you just have to prioritize saving it, over spending it.

“You must gain control over your money, or the lack of it will forever control you” -DaveRamsey

Financial struggles are some of the biggest stressors within most relationships. When you don’t have enough money, you feel out of control. You need money to live. So, gain control of your money before it has the chance to gain control over you.

“Every time you borrow money, you’re robbing your future self” -Nathan W. Morris

We take out loans, and charge credit cards so we can have what we want right now! But it’s really just setting you up for failure later, because you will eventually have to pay it off, and you’re just hoping you’ll be in a better financial situation when that time comes.

“If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage” -Brigham Young

Earning money is the easy part, saving it is harder. But, saving money as often as you earn it will set you up for a successful financial future.

“That man is richest whose pleasures are cheapest” -Henry David Thoreau

If collecting exotic cars is your favorite hobby, you’re going to be a lot worse off than the person who collects postcards. Yes, you may have exotic cars, but you’ll probably have to sell them in order to retire, because you spent all you money on cars, and didn’t put any into retirement.

“A bargain ain’t a bargain unless it’s something you need” -Sidney Carroll

Just because something is ‘on sale’ doesn’t mean you should buy it. If theirs a new accessory that normally cost $100 is on sale for $60, you would save $40! But, if it wasn’t something you planned on buying anyway, you would’ve saved yourself $40 by not buying it. Only buy stuff that is on sale if you actually need it, or were planning on buying it for full price anyway!

What was your favorite quote? Was it one of the funny money saving quotes? Or one of the ‘sad but true’ quotes?

We hope you enjoyed these quotes about money, and don’t forget to follow us on Pinterest and Instagram for more on frugal living and saving money!


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